Consider a “commercial” house lease:
10 year level NNN lease for your build-to-suit “
vanilla box

Ownership control of interior finishes

Lower cost than ownership:
“down payment”  is first and last month rent + the cost of your finish upgrades lower monthly payments than ownership
Better for you than typical rental or ownership?
  • Standard deductions from the Tax Tables uses $90,000 mortgage equivalent.
  • No liability on your financial statement
  • What is the future value of equity vs the costs of selling?
  • Exterior maintenance negotiable